Ray has been an Independent Financial Adviser and Pension Consultant for 26 years. He works for Foster Denovo Ltd, a national, award-winning, firm. He specialises in pensions and has helped many people understand the complex area of pensions in divorce.

 

Ray helps people understand the value their pension entitlement on divorce, and their options once a pension sharing order has been made. He also helps people to organise their finances and build a pension post-divorce. He says “…pensions are often the largest asset after the matrimonial home, and must be taken into account in the financial settlement. Understanding how is crucial to avoiding costly mistakes”.

 

Area of Expertise

• Helping people maximise their returns on pensions. 
• Pensions & Divorce; Pension Transfers; Annuities and other Retirement Options; Extracting Cash from Pensions; Self-Invested Personal Pensions.

Professional Qualifications

FSA Registered Financial Adviser

Ray can help

People who need pension and other financial advice, and professionals who have clients who need pension advice.

Ray heads Pension Improvement Strategies, a service within Foster Denovo - www.pensionimprovementstrategies.co.uk and specifically to do with Pensions and Divorce click here.

View more here:  

Foster Denovo http://www.fosterdenovo.com

 

 

Why not contact us NOW for free.

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